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Free Post-Budget Healthcheck

In this focused review, you and Adriana will talk through your current situation, highlight any areas that may be impacted by recent changes, and explore where you might want to seek more clarity, make adjustments, or simply stay informed.

  • Free 30 minute consultation
  • Face-to-face appointments
  • Virtual appointments
  • Dedicated Financial Advisor
Alfa Wealth are a trading style of Insight Financial Associates Limited who are authorised and regulated by the Financial Conduct Authority (FCA), 458421. The Financial Conduct Authority does not regulate Wills, Trusts or Tax advice. The value of your investments can go down as well as up, so you could get back less than you invested. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.
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Broker fees £499

Parasol Mortgages provides specialist mortgage advice tailored to contractors and self-employed professionals. We understand the unique challenges of non-traditional income and focus on helping you secure the right mortgage for your circumstances, whether it’s your first home, a remortgage, or investment property. From tailored mortgage solutions to refinancing options, our approach is expert, personalised, and focused on helping you achieve your property goals. Book a free consultation to get started.

  • Free 30-minute consultation
  • Dedicated Mortgage Advisor
  • Advice tailored for contractors and self-employed professionals
  • Face-to-face & virtual appointments
CJ Money is authorised and regulated by the Financial Conduct Authority (FCA)—FRN 916242. Registered in England & Wales: 1217167. CJ Money charges a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed at the earliest opportunity. As a mortgage is secured against your home, it could be repossessed if you do not keep up with the mortgage repayments. Please note that the Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. The guidance and/or advice provided by CJ Money is subject to the UK regulatory regime and is primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt resolution of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.
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Get £50 cashback if we can't save you money on your healthcare

If we can’t save you money on your health insurance, we’ll give you £50 cashback. Switch Health is the UK’s No.1 rated private health insurance broker on Trustpilot. We compare leading insurers like Bupa, AXA Health, Aviva and Vitality to find you the best cover, saving you time and money. Our expert team handles everything from quotes to claims for a seamless experience.

  • UK’s No.1 Rated Broker
  • Exclusive Market Discounts
  • All Major UK Insurers
  • Fast, Expert Advice
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Book a free consultation with a financial advisor

Whether you're looking to consolidate your pension pots or seeking financial advice on tax and pension contributions, Parasol Financial Planning can help. They'll help you take advantage of our market-leading 11.5%+ pension top-up scheme and share honest, actionable advice you can trust.

  • Free consultation with an IFA
  • Advice on 11.5% pension top-up
  • Whole of market
  • Tips to achieve financial goals
Parasol Financial Planning is a trading style of Cheetham Jackson Ltd (FRN514951) which is authorised and regulated by the Financial Conduct Authority. We are independent for investment and pension business, and when looking to address protection needs, we will provide advice based on fair analysis of the market. The Financial Conduct Authority does not regulate taxation advice, wills or trusts. The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change. The Financial Conduct Authority does not regulate on Estate Planning.
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Hassle-free wealth management and pension planning

Alfa Wealth provides independent, strategic financial advice that connects your professional success with your personal goals. From financial planning to income protection and life insurance, their approach is tailored and holistic - focused on helping you build lasting financial security. Book a free consultation to get started.

  • Free 30 minute consultation
  • Dedicated Financial Advisor
  • Advice on 11.5% pension top-up
  • Face to face & virtual appointments
Alfa Wealth are a trading style of Insight Financial Associates Limited who are authorised and regulated by the Financial Conduct Authority (FCA), 458421. The Financial Conduct Authority does not regulate Wills, Trusts or Tax advice. The value of your investments can go down as well as up, so you could get back less than you invested. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.
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Take a free financial health check

Parasol Financial Planning is offering a free financial health check that gives you a personalised report in just a few minutes. Powered by Compass - a market-leading technology - your report will include real-time insights on what you’re doing well, where you could improve, and practical tips on areas like savings, investments, pensions, mortgages and more. Take your health check today.

  • Free financial health check
  • Personalised results in minutes
  • Real-time insights
  • Connect with IFA
Parasol Financial Planning is a trading style of Cheetham Jackson Ltd (FRN514951) which is authorised and regulated by the Financial Conduct Authority. We are independent for investment and pension business, and when looking to address protection needs, we will provide advice based on fair analysis of the market. The Financial Conduct Authority does not regulate taxation advice, wills or trusts.
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Get a £100 John Lewis voucher* with WPA health insurance!

WPA is an award-winning, not-for-profit health insurance provider for individuals and families across the UK. You can choose from a flexible range of benefits to create your own package, meaning if a health issue comes your way, you and your family benefit from quicker access to private treatment. Plus, if you take up a health insurance policy by 30th September 2025, you'll get a £100 John Lewis voucher*!

  • Outpatient and private hospital treatment
  • Cancer care
  • Personal and family cash plans
  • WPA health app
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Free Simple Will Writing Service

As an Umbrella+ employee, you get access to a free, simple will writing service with Thomas Bradley & Co. Their experienced team makes it simple and stress-free to put your wishes in writing and provide peace of mind for you and your family. Benefit from expert, jargon-free advice, with your will personalised to your individual needs. Choose a home visit or a virtual consultation - whatever is easiest for you.

  • Free professional will writing
  • Expert, jargon-free advice 
  • Tailored will for you & your loved ones
  • At home or online appointments
Thomas Bradley & Co (Scotland) LTD: Our standard Terms of Business apply to all services unless otherwise agreed in writing. We operate a 14-day cooling-off period from your initial consultation. Fees and payment terms will be confirmed in writing; clients are liable for all properly charged fees. Personal data is handled per GDPR and our privacy notice. We may share information with third parties as required for your case. For full terms, visit www.thomasbradleylegal.co.uk/terms-of-business. Thomas Bradley & Co are not regulated by the Law Society and may work with third-party partners. Contact: info@thomasbradleylegal.co.uk | 0330 390 9200
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Plan for Your Future: Will Writing for £99, Trust Plans & Legal Protection

With 10+ years of experience in the legal services industry, Thomas Bradley & Co are experts in all aspects of Estate Planning. Expect jargon-free, expert advice either in the comfort of your own home or virtually. Choose from a range of products and services to protect your estate, plan for your future, and give your loved ones peace of mind, all while being legally supported every step of the way.

  • Will writing service for just £99
  • Testamentary Trust Plans 
  • Family Protection Trusts 
  • Lasting Power of Attorney
Thomas Bradley & Co (Scotland) LTD: Our standard Terms of Business apply to all services unless otherwise agreed in writing. We operate a 14-day cooling-off period from your initial consultation. Fees and payment terms will be confirmed in writing; clients are liable for all properly charged fees. Personal data is handled per GDPR and our privacy notice. We may share information with third parties as required for your case. For full terms, visit www.thomasbradleylegal.co.uk/terms-of-business. Thomas Bradley & Co are not regulated by the Law Society and may work with third-party partners. Contact: info@thomasbradleylegal.co.uk | 0330 390 9200
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access with Umbrella +

Enjoy even more perks with Umbrella+

Umbrella+ gives you all the usual benefits of being a Parasol employee - like saving £1000s at brands including Jet2, B&Q, M&S, JD, and Alton Towers - but with a little extra on top. You can enjoy discounted gym membership, a fuel card, 24/7 GP helpline, and more, all accessible in your Parasol Rewards app.

  • Discounted gym membership
  • Fuel card
  • 24/7 GP helpline
  • Save £1000s at big brands
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Save £1000s with Parasol Rewards

If you're a Parasol employee, you get access to a wide range of discounts through our Parasol Rewards platform! That means big savings across high street brands, gardening, travel, cinema tickets and more. Think Jet2, B&Q, M&S, JD, and Alton Towers, all in one easy-to-use app.

  • Save £1000s at big brands
  • Seasonal offers
  • Download the free app
  • Deals on travel, shopping & more
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Unlock trusted income protection & life cover

Protection planning is essential to secure your financial future and that of your family. Whether it's safeguarding your loved ones in the event of death, protecting the contributions of key individuals, or ensuring financial business security, Parasol Financial Planning will help you structure your protection so you have peace of mind.

  • Dedicated IFA
  • Tax efficient
  • Free 30 minute consultation
  • Whole of market
Parasol Financial Planning is a trading style of Cheetham Jackson Ltd (FRN514951) which is authorised and regulated by the Financial Conduct Authority. We are independent for investment and pension business, and when looking to address protection needs, we will provide advice based on fair analysis of the market. The Financial Conduct Authority does not regulate taxation advice, wills or trusts. The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change. The Financial Conduct Authority does not regulate on Estate Planning.
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Get £200* cashback when you open an Self-Invested Personal Pension (SIPP)

Parasol employees can access the award-winning ii SIPP - a flexible, low-cost, personal pension perfect for contractors, freelancers, and limited company directors. Plus, for September only, you can get £200 cashback when you join! With flat fees starting from just £5.99 a month, no withdrawal charges, and the potential for generous tax relief, it’s built to suit your career and your future. Join over 450,000 customers already using ii to grow their pensions with confidence.

  • £200 cashback
  • Low flat monthly fee
  • Which? Recommended
  • Trusted by 450,000 customers
Terms and fees apply. Capital at risk - The value of investments made within a SIPP can fall as well as rise and you may end up with a fund at retirement that’s worth less than you invested. You can normally only access the money from age 55 (age 57 from 2028). The ii SIPP is intended for customers who have sufficient knowledge and experience of investing to make their own investment decisions. If you are unsure about the suitability of a SIPP or transferring any existing pension plan(s) into a SIPP, you should seek advice from an authorised financial advisor. Brokerage Services provided by Interactive Investor Services Limited, incorporated in England and Wales with company number 2101863. Registered office: 201 Deansgate, Manchester, M3 3NW. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN, United Kingdom (Financial Services Register Firm Reference Number 141282).
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Get £50 of free trades when you open a Stocks & Shares ISA or Trading Account

When you open an ii Stocks and Shares ISA or Trading Account in September, you can get £50 of free trading credits! With ii’s Stocks and Shares ISA, you can invest up to £20,000 a year without paying tax on gains and access your money at any time. With a trading account, you can invest some of the biggest brands internationally in just a matter of minutes – all for a simple, flat monthly fee.

  • £50 in free trades
  • Low flat monthly fee
  • Access money at any time
  • Rated excellent on Trustpilot
Terms & Fees apply. Offer valid from 1st- 30th September 2025. Risk Warning - The value of your investments may go down as well as up. You may not get back all the money that you invest. If you are unsure about the suitability of an investment product or service, you should seek advice from an authorised financial advisor. Brokerage Services provided by Interactive Investor Services Limited, incorporated in England and Wales with company number 2101863. Registered office: 201 Deansgate, Manchester, M3 3NW. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN, United Kingdom (Financial Services Register Firm Reference Number 141282).
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Get your finances in order: pensions, tax and investments

Contractor Wealth are financial experts who can help you ensure you have the appropriate financial planning in place. They specialise in advising contractors and freelancers, so you can be sure that you are in safe hands with an adviser who understands you and your remuneration structure

  • Dedicated Financial Advisor
  • Free Financial Health Check
  • Advice on 11.5% pension top-up
  • Rated 4.8 on Feefo
Contractor Wealth Management Ltd is registered in England and Wales. Company Number 07773485. Registered Address 3 Turnberry House Parkway, Whiteley, Fareham, England, PO15 7FJ The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change. The Financial Conduct Authority does not regulate on Estate Planning.
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Made to measure home buyers protection

Every independent professional is different, and every mortgage is different. That’s why CMME mortgages are always made to measure – handmade by their expert advisors. They have worked for over 18 years directly with lenders to ensure that those who choose to work independently aren’t penalised when choosing their next mortgage.

  • £100 discount
  • Whole of market broker
  • Mortgage calculator tool
  • Rated 5/5 on Feefo
Your property may be repossessed if you do not keep up repayments on your mortgage. CMME is a trading name of CMME Mortgages and Protection Limited part of the Onedome Group. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority.
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Save £100 on All-in-one HomeBuyer Service

OneDome's HomeBuyer service offers everything you need to purchase a property, all in one package. This includes securing your mortgage, handling legalities and surveys, and a trained Property Moving Assistant managing the entire transaction from start to finish - all for just £899 (usually £999 without our discount).

  • £100 discount
  • Buyers protection insurance of £2,250
  • No sale, no fee on legal & mortgage work
  • Save up to £2,500
Your home may be repossessed if you do not keep up repayments on your mortgage. The OneDome HomeBuyer Service covers the cost of mortgage advice and the submission of a mortgage application, conveyancing base legal fees for a buy transaction and OneDome’s Property Moving Assistant services. The OneDome HomeBuyer Service Plus covers the cost of mortgage advice and the submission of a mortgage application, conveyancing base legal fees for both a buy and sell transaction and OneDome’s Property Moving Assistant services. The purchase of a property (a ‘buy’ transaction) is covered by the OneDome Guarantee which provides cover up to £2,250 in the event the property transaction falls through – terms and conditions apply, visit https://www.onedome.com/services/onedome-guarantee/. Additional fees may be applicable depending on your circumstances and type of transaction. To qualify for the HomeBuyer Service or HomeBuyer Service. Plus, customers must satisfy certain mortgage eligibility criteria which will be assessed during the initial call with a Property Moving Assistant and mortgage adviser. The price of the HomeBuyer Service is £999 (inc VAT). The price of the HomeBuyer Service Plus is £1,699 (inc VAT). *Additional fees may be charged for non-standard cases. OneDome Ltd or Your conveyancer will advise you prior to engagement if this is the case. The provision of the HomeBuyer and HomeBuyer Plus Service is subject to contract.
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offer

HomeSelling 360°: everything you need to sell your property

HomeSelling 360° provides everything you need to sell your property, all packaged into one simple service. OneDome will get your property valued and marketed by top local estate agents, ensure your property is legally ready for sale, and manage the entire process from start to finish at no extra cost.

  • £100 discount
  • Complete faster than average
  • Dedicated moving assistant
  • Rated Excellent on Trustpilot

Expert advice on mortgages and home insurance

Whether you are a first-time buyer, looking to re-mortgage, move home, invest in a buy-to-let property or source a secured loan, Cleerly will find you the right mortgage and protection solution. Cleerly specialise in finding the best mortgage options for contractors, locums and professionals with complex income.

  • Enhanced lending multiples
  • Deposits as low as 5%
  • Mortgage calculator tool
  • Rated Excellent on Trustpilot
Your property may be repossessed if you do not keep up repayments on your mortgage. Cleerly is a trading name of Cleerly Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Ground Floor, 3 Victory Park, Solent Way, Whiteley, Fareham, England, PO15 7FN. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
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Tax efficient income protection & life cover

Protection planning is all about making sure that you and your loved ones are financially secure in the face of life's challenges. It involves taking steps to safeguard your income, protect your assets, and provide for your family in the event of illness, injury, or even death. Alfa Wealth can help you determine which protection routes are best suited to your needs, so you can feel more financially secure and prepared for whatever life throws their way.

  • Dedicated IFA
  • Tax efficient
  • Free consultation
  • Not-for-profit
Alfa Wealth are a trading style of Insight Financial Associates Limited who are authorised and regulated by the Financial Conduct Authority (FCA), 458421. The Financial Conduct Authority does not regulate Wills, Trusts or Tax advice. The value of your investments can go down as well as up, so you could get back less than you invested. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 56.
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offer

Protect yourself from the unexpected with home buyers protection

Whether you’re looking for advice on putting financial protection in place or simply want to review your current protection arrangements to check they are still adequate, speak to CMME today. CMME can help you identify the right protection products and services for you and your family, giving you complete financial and emotional peace of mind.

  • Tax efficient
  • Free, no obligation chat
  • ‘Fast track’ access to underwriters
CMME is a trading name of CMME Mortgages and Protection Limited part of the Onedome Group. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ.

Choose your tailored life and income protection

Cleerly offers protection solutions to ensure that you are covered now and in the future. You can select from a range of coverage options, both short-term and long-term, to suit your requirements. During unforeseen and distressing circumstances, insurance can lessen the financial strain on your family, granting peace of mind and stability.

  • Tax efficient
  • Two decades of experience
  • Tailored to you
Cleerly is a trading name of Cleerly Limited. Authorised and regulated by the Financial Conduct Authority (FCA reg. 920694). Registered in England No. 11453383. Registered Office: Ground Floor, 3 Victory Park, Solent Way, Whiteley, Fareham, England, PO15 7FN.
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Exclusive 12.5% discount on umbrella support and cover

At IPSE we communicate the issues that are important to you at the highest levels of government. Campaigning on your behalf on key issues such as IR35, pensions and choosing how you work. We get your voice heard and make change happen. Enjoy annual Umbrella membership for £227.50 when you use the promo code IA-PAR at the IPSE checkout.

  • 12.5% discount with code IA-PAR
  • Run-off IR35 enquiry and tax cover
  • Jury service cover
  • Umbrella default cover
IPSE is registered in England and Wales, no 03770926. Lynton House, 7-12 Tavistock Square, London WC1H 9LT
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Access comprehensive protection against HMRC investigations

IPSE provides comprehensive protection against investigations by HMRC into your tax returns and disputes into IR35, including historical contracts. With cover for legal fees and compensation for loss of earnings due to compliance meetings you can rest assured that your membership has you fully covered for the past and future engagements.

  • Up to £100k cover legal fees
  • £500 per day for loss of earnings
  • Tax pre-dispute cover
  • 24/7 tax & legal helplines
IPSE is registered in England and Wales, no 03770926. Lynton House, 7-12 Tavistock Square, London WC1H 9LT
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Book a free compliance workshop

HMRC has announced new measures to tackle non-compliance across the umbrella industry and wider labour supply chain. Now, recruitment agencies and end-clients are liable for non-compliance within their supply chain. Whether you’re after a quick chat, a full team workshop, or something in between, book a workshop with Parasol's indusTry-leading compliance team to prepare, get ahead, and better understand how they affect your business.

  • Perfect for recruitment agencies & end-clients
  • Team workshops
  • Phone or video calls
  • Industry-leading compliance experts
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The ultimate toolkit for start-up recruitment agencies

Started your own recruitment agency and looking for practical support to fuel long-term growth? Our start-up toolkit, in partnership with North Star People, gives you everything you need to get off to a strong start. You’ll get monthly mentoring sessions with experienced recruitment industry experts, business plans, financial templates, marketing assets, GDPR policies, and bookkeeping software. Plus you can upgrade to unlock extras like 50% off accountancy, discounted CRM software, business insurance, and more.

  • Monthly sessions with expert business mentors
  • Business and financial plan templates
  • Marketing materials
  • GDPR & policy templates
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Get up to 90% funding to grow your recruitment agency

If you're a founder of director of a recruitment agency, you've probably experienced cash flow challenges when payments are due but funds aren’t in the bank. But with Parasol Recruitment Finance, you can access the cash you need, when you need it. Simply open an account, request funding, and receive up to 90% of your invoice value - often in the same day. That way you can ensure you pay your staff, contractors, and invoices on time, every time.

  • Access 90% funding
  • Same day payments
  • SaaS technology
  • Built-in MI reporting

Why choose Parasol?

So what makes Parasol stand out from the crowd? Our goal is to help you get the most out of your pay packet, quickly and compliantly. Here are just some of the benefits of trusting us as your umbrella payroll provider.

Let's talk.

Interested in finding out more about becoming a Parasol employee? Or have a question for the team? 

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Already a Parasol employee and looking for support?

Contact Employee Support: 01925 644 860